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THE ADVICE AUTOMATION PLATFORM

Advice automation platform
for Australian financial advisers

From the first conversation to advice that moves life forward.
One connected workspace. Every step considered.

Meeting workspace
Jordan & Alex Taylor

FROM CONVERSATION TO FOLLOW-THROUGH

Every detail. Taken forward.

Advium

Your conversation.
Every important detail.

Your meeting. Ready to write up.
Illustrative meeting walkthrough
Advium Lifetime modelling
JTAT Jordan & Alex Taylor

A PLAN FOR EVERYTHING AHEAD

Put their next chapter into perspective.

Show how today's decisions could shape the years ahead.

Projected assets at retirement$2.84m
Planned retirement60 years old
Every goal.
One connected model.
Net worthJordan's superAlex's superInvestmentsFamily homeCashMortgage
Explore each year Hover, tap or use arrow keysIllustrative client scenario
Advice workspace
Connected to your model

GROUNDED IN YOUR MODEL

Recommendations

Awaiting scenario

Bring your client's modelling, strategy and projections straight into a Statement of Advice draft, ready for your review.

Your model is the starting point.

Bring your saved strategy into the advice.
1

Move your super to HUB24 Super

Roll over your AustralianSuper balance to HUB24 Super, in line with the product strategy selected for this scenario.

AustralianSuper to HUB24 Super Adviser-selected
2

Establish a super contribution plan

Set up regular contributions from your available cash flow, aligned with the amounts and timing in your model.

Cash flow to super contributions From model
3

Turn your savings into retirement income

Use the modelled pension and investment drawdowns to fund your next chapter, beginning in 2041.

Retirement income strategy 2041
Modelling and assumptions includedComprehensive SOA
Statement of Advice
Ready for your review
c.CLEARWATER
PRIVATE WEALTH

YOUR FINANCIAL FUTURE

A clear plan.
A new chapter.

Statement of Advice
Prepared forJordan & Alex Taylor
CONFIDENTIAL
CLEARWATER PRIVATE WEALTH2 / 4

EXECUTIVE SUMMARY

The life you want.
The plan to get there.

Jordan and Alex, your advice connects the decisions you make today with the retirement you have planned.

1

Move to HUB24 Super

Roll over your AustralianSuper balance to HUB24 Super as selected in your product strategy.

2

Establish your contribution plan

Make regular super contributions from available cash flow, using the amounts and timing in your model.

3

Fund your retirement

Draw on pension and investment balances in line with your retirement income plan.

PLANNED CASH FLOW
AustralianSuper → HUB24 Super
Surplus income → Super contributions
Pension & investments → Living costs
Jordan & Alex Taylor YOUR STRATEGY
CLEARWATER PRIVATE WEALTH3 / 4

YOUR LIFETIME MODEL

A picture of
what comes next.

Your assets, milestones and retirement income, brought together in one connected projection.

$2.84mProjected assets at retirement
Assets by accountNet worth after debt
Mortgage repaid2036
Retirement begins2041
Mortgage at retirement$0

Illustrative projection. The model's inputs, assumptions and strategy events travel with your advice.

Jordan & Alex Taylor YOUR MODELLING
CLEARWATER PRIVATE WEALTH4 / 4

AUTHORITY TO PROCEED

Your next chapter.
Ready when you are.

I confirm that I have read this Statement of Advice and authorise the agreed recommendations to proceed.

✓ Recommendations and next steps reviewed
Jordan Taylor
Signature Date
Alex Taylor
Signature Date

Adviser approval before issuePrepared for review. Not yet signed or issued.

Jordan & Alex Taylor YOUR AUTHORITY

YOUR EXPERTISE. BEAUTIFULLY DELIVERED.

Every Statement of Advice
in your brand.

Review a professionally presented document before issuing it to your client.

Your modelling, included Your brand, throughout Your approval, before issue
1 / Cover

The adviser always has the final say.

1 / 4

First, capture the conversation. Then carry it forward.

Playing walkthrough

THE TOOLS YOUR FIRM USES.

Explore Connectors

Discover the connections and setup options for your firm.

HOW WE MEASURE SUCCESS

More time for the advice that matters.

Statements of Advice drafted
200+
Estimated production hours saved
700+hrs
Cost reduction target
UP TO80%

Conversations captured

Turn client conversations into transcripts, draft file notes, follow-up emails and actions, ready for your review.

Advium Intelligence
Listening
Jordan & Alex TaylorAnnual strategy review
LIVE TRANSCRIPTIllustrative conversation
Jordan

Alex

You

Capturing the detailsOne connected client file
TranscriptCapturing
File noteWaiting
Follow-upWaiting
Next actionsWaiting
One conversation. Connected to the client record.

EVERY CONVERSATION COUNTS

No matter where the conversation happens

In person, online or over the phone. Capture the discussion and keep the outputs together in your client record.

  • In person
  • Aircall
  • Google Meet
  • Microsoft Teams
  • Webex
  • Zoom

Captured by Advium. Reviewed by you.

CLIENT MODELLING

Model the whole client picture.

Advium lifetime modelling workspace showing Jordan and Alex's projected assets, net worth, retirement events and account balances across their lifetimes.

RESEARCH COVERAGE

Powered by
institutional-grade research.

Super, investments, insurance, currencies and Australian rates and thresholds. Research that supports your product comparisons, client modelling and advice documents.

  • 2,445 + 3,664super options + investment products
    SuperETFsManaged fundsShares

    SUPER & INVESTMENTS

    Thousands of options. One place to research.

    Explore super options across 58 funds, alongside ETFs, managed funds and shares, with fees and asset allocations drawn from issuer disclosures and regulator data.

  • 1,600+current insurance products
    LifeTPDTraumaIncome protection

    PERSONAL INSURANCE

    Insurance research alongside your strategy.

    Explore cover options, policy features and indicative premiums across major Australian insurers, covering life, TPD, trauma and income protection.

  • 500+verified rates, thresholds & calculation inputs
    TaxSuper capsAge PensionProperty

    AUSTRALIAN RATES & THRESHOLDS

    Verified figures. Documented methods.

    Tax, super, pension and property figures linked to published sources, alongside 57 documented calculation methodologies. A clear foundation for your client modelling.

  • 10+years of historical returns
    Quarterly returnsAPRA data

    HISTORICAL PERFORMANCE

    More than a decade of performance history.

    Quarterly net returns for 2,371 super investment options, from December 2014 to March 2026. Explore historical context for your research. Future projections use the modelling assumptions you select and review.

  • 30+years of AUD exchange-rate history
    AUD/USDAUD/CADAUD/JPYAUD/EURAUD/GBP

    CURRENCY RESEARCH

    A longer view of currency.

    Historical exchange rates across major AUD pairs, including USD, CAD, JPY, EUR and GBP. Coverage varies by currency; EUR history starts in 1999.

From the source to the strategy.

Investment coverage: 8 September 2026. Insurance breadth: OmniLife catalogue, checked 27 September 2026. Rates and methodologies: FY2026-27 catalogue, counted 27 September 2026.

BEAUTIFULLY PRESENTED ADVICE

Your advice.
Beautifully presented in your brand.

Bring your recommendations, modelling and supporting detail into a Statement of Advice that reflects your firm. Clear explanations and considered layouts help clients follow the plan.

Your identity, throughout. Your advice, at the centre.

Explore the complete 17-page sample Statement of Advice.

BUILT ON TRUST

Confidence in how your
clients’ data is handled.

Understand where information is hosted, how access is managed
and how it is used throughout the advice workflow.

Explore our Trust centre

  • AUSTRALIAN HOSTING

    Client data hosted
    in Australia.

    Client and account data are hosted in Sydney, Australia.

    Clear about overseas AI processing: relevant text may be sent outside Australia.

  • ENCRYPTION

    Encrypted in transit
    and at rest.

    Encryption protects data as it moves between systems and while it is held in the database and storage.

  • CONTROLLED ACCESS

    Clear permissions
    for client records.

    Advisers access their own client records, with read-only oversight for their licensee.

  • DATA & CALCULATIONS

    See the sources
    behind the numbers.

    Review published rate sources, modelling inputs and assumptions. Unverified figures are clearly marked as indicative.

  • PRIVACY-CONSCIOUS AI

    AI with client
    privacy in mind.

    PII masking and optional identity protection help de-identify text before processing. Our managed AI service uses LLM providers with zero data retention.

  • OUR COMPLIANCE JOURNEY

    Our SOC 2 Type 1
    programme is underway.

    We are developing and documenting the controls that support our security and compliance programme.

    A SOC 2 Type 1 report has not yet been issued.

    In progress

A CLOSER LOOK AT ADVIUM

Changing the
economics of advice.

Explore how Advium could reduce the work between understanding your client and delivering their advice, giving your firm more room to grow.

Book your walkthrough

See the product. Explore the possibilities.

ILLUSTRATIVE ADVICE PREVIEW

Ready for your final word.

This concept shows the review step. In Advium, the adviser checks and approves the completed advice before issuing it to the client.

ClientJordan & Alex TaylorDocumentStatement of AdviceStatusAwaiting adviser review

STATEMENT OF ADVICE · DESIGN PREVIEW

Cover

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